FAQ

I am in-network with the following health insurance plans for individual psychotherapy in Maryland, Virginia and District of Columbia:

• Aetna

• Optum

• UnitedHealthcare

• UnitedHealthcare Shared Services (UHSS)

• GEHA - UnitedHealthcare Shared Services (UHSS)

• UnitedHealthcare Global

• UnitedHealthCare Exchange Plans (ONEX)

• Oscar

• Harvard Pilgrim

• Oxford

• UHC Student Resources

• UMR

• All Savers (UHC)

• Health Plans Inc

• Surest (Formerly Bind)

I accept FSA and HSA cards as payment.

Additionally, I can provide a Super Bill, which you can submit to your insurance company for potential reimbursement. In this case, you would pay me directly and handle the reimbursement process with your insurer. I highly recommend contacting your insurance provider beforehand to understand their policies, as reimbursement is not guaranteed.

No, the choice is entirely yours. Many people opt for private payment for different reasons. One key factor is how insurance companies determine coverage—they require a formal diagnosis for payment. However, some individuals prefer to focus on personal goals that are not tied to a specific diagnosis.

Insurance does not cover relationship or couples counseling, as relationship challenges are not considered a mental health diagnosis. In some cases, insurance may provide coverage if the focus is on addressing one partner’s diagnosed mental health condition. However, this approach does not allow for a broader relationship-centered goal. Often, this type of support can be integrated into an individual’s therapy with their own psychotherapist.

Yes, I reserve this time specifically for you, and I often have to turn away others seeking support. To uphold the commitment to therapy, I have a no-show/cancellation policy. I require at least 24 hours’ notice if you need to cancel an appointment. All clients must have a credit card on file. If you cancel with less than 24 hours’ notice or do not show up, the session fee—$165 for individual counseling or $250 for relationship/couples counseling—will be charged on the day of the missed session. If you’re facing an ongoing challenge, such as a medical emergency, alternative arrangements may be considered on a case-by-case basis. Please note that insurance does not cover no-show fees.

You can read more about this act here: https://www.cms.gov/nosurprises

My private pay rates are on my services page.

If you use your in-network with health insurance benefit, Alma (my billing company) or myself will run an eligibility check that will provide your out of pocket cost such as your co-pay, deductible, or other expense. I will provide this to you.

If you decide to use your out-of-network insurance benefit you will need to pay me directly my private pay rate. I will provide you with a Super Bill (a detailed receipt). You will need to work directly with your insurance company to find out how to get reimbursed and the amount that they will reimburse.

I am licensed to provide services in Maryland, the District of Columbia, and Virginia, so clients must be physically located in one of these areas during our sessions. While it may seem arbitrary—especially in regions where you can stand in two states at once—laws strictly enforce this requirement. There is ongoing advocacy for multi-state licensing, but progress has been slow.